What We Do
Mutual Funds
A mutual fund is a pool of money managed by a professional Fund Manager.
It is a trust that collects money from a number of investors who share a common investment objective and invests the same in equities, bonds, money market instruments and/or other securities. And the income / gains generated from this collective investment is distributed proportionately amongst the investors after deducting applicable expenses and levies, by calculating a scheme’s “Net Asset Value” or NAV. Simply put, the money pooled in by a large number of investors is what makes up a Mutual Fund.

Insurance
Insurance, a system under which the insurer, for a consideration usually agreed upon in advance, promises to reimburse the insured or to render services to the insured in the event that certain accidental occurrences result in losses during a given period. It thus is a method of coping with risk. Its primary function is to substitute certainty for uncertainty as regards the economic cost of loss-producing events.
Insurance relies heavily on the “law of large numbers.” In large homogeneous populations it is possible to estimate the normal frequency of common events such as deaths and accidents. Losses can be predicted with reasonable accuracy, and this accuracy increases as the size of the group expands.

Housing Loan
Acquiring a home loan can provide opportunities to save on taxes, in accordance with the regulations of the Income Tax Act, 1961. The latest financial budget included provisions that further enhanced these benefits.
During the budget speech, the Union Finance Minister, Nirmala Sitharaman, proposed an extension on the deadline for additional deductions on interest payments for home loans. The new deadline has been set for 31 March 2024, following the previous extension until 31 March 2022. This extension applies to all home loans that have been sanctioned before 31 March 2022.
While obtaining a housing loan can be costly, it is also possible to benefit from several tax deductions that can save money each year. It is important to understand how to maximize these benefits.

Personal Loan
A Personal Loan is a great boon when you need money without too much of a hassle or borrowing from friends or family. Whether it’s for medical expenses or a wedding, foreign travel or study abroad fees, home renovation or short-term cash, you can get a Personal Loan quickly and easily. A Personal Loan is convenient because you can repay it over a period of time in pocket-friendly instalments and you can get quick disbursal with little or no paperwork.
No need to provide collaterals against the loan: Personal Loans are unsecured loans – this means you do not have to mortgage collateral such as your home or shares to get the loan.

Business Loan
Many businesses start off in a small way. An individual running a small eatery may open another one in a few years, and over the course of time be the owner of a large chain of restaurants. Of course, there’s a limit to how much you can expand by using your own funds. If you want to grow a business fast, you will have no choice but to look elsewhere for funds.
Luckily, banks have just the product for you if you want to expand your operations – and that’s a Business Loan. So what is Business Loan? What are Business Loan advantages and disadvantages?
